Knowledge Hub · A–Z Index

BC Real Estate Terms A–Z

Alphabet-indexed hub of every term in Doug's BC real-estate glossary — 396 definitions, each linked to the governing statute or regulator. Jump to a letter, orbrowse by category.

#A B C D E F G H I K L M N O P Q R S T U V W Z

#4 terms

2-5-10 Home Warranty 3/4 Vote Resolution 30-Year Amortization (Insured Mortgages)55+ Age Restriction Bylaw

F34 terms

Farm Class (Classification 9)Federal Anti-Flipping Rule Fee Sharing Disclosure Fee Simple Feed storage / hay storage Final Walkthrough Financial Statements FINTRAC Requirements Firm Deal First Home Savings Account (FHSA)First Mortgage First Time Home Buyers' Program (PTT)First-Time Home Buyer Incentives Fixed Rate Mortgage Fixed vs Variable Rate Mortgage Float Home / Houseboat Flood Insurance Floodplain Designation Floor Space Ratio (FSR)Foreclosure Foreign Buyer Ban (Federal Act)Foreshore Lease / Crown Foreshore Tenure Form B — Strata Information Certificate Form C Charge Form F — Certificate of Payment Form G — Certificate of Lien Form H — Acknowledgment of Payment Form I — Rental Disclosure Statement Form K — Notice of Tenant's Responsibilities Foundation Issues Four-Month Notice to End Tenancy for Landlord's Use Fourplex Freehold Property Frontage

G7 terms

Gated / guard-gated community GDS and TDS Ratios Gross Debt Service Ratio Groundwater Protection Regulation GST New Housing Rebate (BC)Guarantor Mortgage Guest house / carriage house

H16 terms

Half Duplex — Strata vs Non-Strata Heat Pump Requirements HELOC (Home Equity Line of Credit)Heritage Designation High-end amenities High-Ratio Mortgage Highest and Best Use Holdback (Builders Lien Act)Home Buyer Rescission Period (HBRP)Home Buyers' Plan (HBP)Home Equity Home Inspection Home Insurance Home Staging Homeowner Grant Horse ranch / horse farm

I7 terms

Income Verification Indoor pool / outdoor leisure complex Insurance Summary / Strata Insurance Certificate Insured Mortgage Interest Adjustment Date Interest Rate Interest Rate Differential

K2 terms

Kitec Plumbing Knob and Tube Wiring

L16 terms

Land Owner Transparency Registry (LOTR)Land Title Office Laneway House / Garden Suite Leaky Condo Leasehold Leasehold Strata Legal Non-Conforming Use Liability Coverage Licensed Residential Builder Limited Dual Agency Exemption Listing Agreement Livestock bylaw / animal bylaw Loan-to-Value Ratio (LTV)Lot Size Lump Sum Payment Luxury property

N5 terms

New Build Mortgage Newly Built Home Exemption (PTT)Non-Resident Withholding Tax Notary Public vs Lawyer Notice to Mortgagee

O9 terms

Occupancy Permit Ocean view / mountain view property Offer / Contract of Purchase and Sale Official Community Plan (OCP)Open House Open Mortgage Operating Fund Outstanding Work Orders / Notices Owner Occupied Mortgage

Q2 terms

Qualification Rate Quorum

S52 terms

Sales-to-Active-Listings Ratio School Tax Second Mortgage Secondary Suite — Legal vs Unauthorized Section 100 Vote (Wind-Up)Secured Line of Credit Self Employed Mortgage Seller's Disclosure Statement (PDS)Sellers Market vs Buyers Market Semi-Detached House Septic System Registration Serviced Lot Setback Setback requirements Sewer Backup Coverage SGM Minutes Shared Equity Mortgage Short-Term Rental Accommodations Act (STRAA)Short-Term Rental Restrictions (Strata)Single Family Home Smart home / home automation Special General Meeting (SGM)Special Levy Special Levy Resolution Specific Performance Speculation and Vacancy Tax Stall Standard Bylaws Statement of Adjustments Statutory Right of Way Step Code Stigmatized Property Storage Locker Title Strata Budget Strata Bylaws Strata Corporation Strata Council Strata Fee Schedule Strata Fees Strata Insurance Deductible Bylaw Strata Lot Strata Plan Strata Property Act Strata Rules Strata Section Stress Test Structural Deficiency Subdivision Potential Subject Clauses Subject Removal Substantial Completion Switch Mortgage

T16 terms

Tack room Tenancy Agreement Tenancy in Common vs Joint Tenancy Tenant Insurance Tenanted Property Three-Month Notice to End Tenancy for Purchaser's Use Timber Value Title Insurance Title Search Total Debt Service Ratio Townhouse Trails / deeded trails Transmission Application Trigger Rate Triplex Turnout area

U7 terms

Ultra-luxury / estate-level property Underground Oil Storage Tank Underused Housing Tax (UHT)Uninsured / Conventional Mortgage Unit Entitlement Unrepresented Buyer Unserviced Lot

V4 terms

Vacancy Insurance Variance Vendor Take Back Mortgage VOW — Virtual Office Website

W9 terms

Wash rack / wash area Water Licence Water rights / well access Waterfront property Well Record Well Water Testing Wills Notice Search Wine cellar Working With a REALTOR® Form

Z1 term

Zoning

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BC Real Estate Terms A–Z

#4 terms

A24 terms

B26 terms

C33 terms

D21 terms

E22 terms