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Swartz Bay occupies the northernmost tip of North Saanich and, by extension, the northernmost point of the Saanich Peninsula on Vancouver Island. The area is broadly defined by its proximity to the BC Ferries terminal, which serves as its most recognizable landmark, and it is bounded by Swartz Bay Road and the surrounding marine foreshore. To the south it transitions gradually into the quieter residential reaches of Patricia Bay and the broader rural stretches of North Saanich, while its eastern and western edges meet the waters of the Strait of Georgia and Saanich Inlet respectively, giving the neighbourhood a distinctly peninsular character. Housing in Swartz Bay is a relatively modest and mixed collection of single-family homes, with the stock ranging from mid-century builds through to more recent construction on larger, often treed lots. The streetscape leans toward the established and rural, with properties set back from quiet roads and many parcels offering meaningful acreage or direct waterfront access along the rocky shoreline. Active listings reflect this range well, spanning vacant land opportunities through to multi-bedroom houses priced from roughly $695,000 into the upper range near $2,795,000, with the higher end typically representing waterfront or view properties. The overall feel is low-density and unhurried, attracting buyers who value privacy, natural surroundings, and a connection to the water rather than a conventional suburban streetscape.

AI-authored, reviewed by Doug LeMaire, REALTOR®. General information only — not a substitute for professional advice.