EZtoFind.ca — Free BC Real Estate Information & Property-Search Platform
An information and property-search site by Doug LeMaire, REALTOR® of Fraser Property Management Realty Services Ltd. Search the live CREA DDF® MLS® feed, browse 240 British Columbia community profiles, and get instant answers from Doogie — an educational guide backed by 439 statute-cited glossary entries.
Practice areas & referral policy: Doug LeMaire personally represents transactions in Greater Vancouver, the Fraser Valley, and the Sea-to-Sky Corridor (to Whistler). Community pages and glossary content are published province-wide for research and education, but any consumer viewing a page outside those areas (Interior BC, Vancouver Island, Northern BC, the Kootenays, the Okanagan, etc.) is served by referral only through Doug's network of licensed BC REALTORS® on the appropriate local board (VIREB, IAR, KAR, BCNREB, CADREB). Doug does not personally transact real estate outside his stated practice areas. Request an out-of-area referral.
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EZtoFind.ca provides general educational information about BC real estate — not legal, tax, financial, or real estate advice. For your own situation, speak with the appropriate licensed professional: a BC lawyer or notary, an accountant or tax professional, a licensed mortgage broker, or a licensed REALTOR®.
Tax planning, capital-gains context, and the buyer side of the swap
Downsizing from a family home to a right-sized property is a two-transaction event with tax, timing, and sequencing complexity. This page lays out the facts.
Principal Residence Exemption (PRE)
A property designated as your principal residence for every year you owned it is exempt from capital gains on sale. Only one property per family can be designated per year.
Home-buyer 55+ tools available in BC 2026
The BC Home Equity Line of Credit (HELOC) landscape, CHIP reverse-mortgage products, and rent-back agreements are the three main tools 55+ downsizers use. Structure varies by lender — get advice from a licensed mortgage broker.
Property Transfer Tax on the buy-side
The new-home PTT-exemption thresholds still apply to 55+ downsizers if the new property meets the criteria (≤ $1.1M new build with builder-quoted price). No 55+ specific PTT exemption exists.
Bare Land Strata + Age-restricted strata (55+)
Some strata corporations have 55+ age restrictions. Verify via bylaws — the age restriction must be registered under the Strata Property Act (SPA) s.123.
Sequencing: sell first vs buy first
Both approaches have tax + carrying-cost trade-offs. Bridge financing (typically 90–120 days) lets you buy first; a rent-back to your buyer lets you sell first without moving twice. Speak with your REALTOR® about which fits your situation.
Educational information only — not legal, tax, financial, or real-estate advice. Doug LeMaire, REALTOR® · BCFSA #167790 · Fraser Property Management Realty Services Ltd. Not intended to solicit or induce an agreement already in place.
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