Form C Charge

A Form C (Charge) is the prescribed electronic registration form used under the Land Title Act, RSBC 1996, c. 250, to register a charge or other interest against a property title in BC. It is completed and submitted electronically through a Land Title and Survey Authority (LTSA) Enterprise account. Common uses include mortgages, assignments of rents, transfers of charge, modifications of existing charges, and priority agreements between charge holders.

A Form C must be prepared and submitted by an authorized user with an LTSA Enterprise account, typically a lawyer or notary public practicing in British Columbia. Under the Land Title Act, RSBC 1996, c. 250, the form must be executed by the chargor (property owner or borrower) and the chargee (lender or secured party). Verify the specific signing and authorization requirements for your transaction with a BC lawyer or notary before filing.

A Form C can register mortgages, assignments of rents, transfers of charge, modifications or amendments to existing charges, discharges of part of a charge, and priority agreements between charge holders under the Land Title Act, RSBC 1996, c. 250. It may also be used to register other consensual charges or security interests affecting the title. Verify the correct form and details for your specific interest with a BC lawyer or notary before proceeding.

As of the Land Title and Survey Authority's electronic filing regime under the Land Title Act, RSBC 1996, c. 250, a Form C (Charge) is completed, executed, and submitted entirely electronically through an LTSA Enterprise account. Paper filing is no longer the standard practice (as of 2026-07-27 — verify current). Consult a BC lawyer or notary for current LTSA system requirements.

A Form C requires the legal description and parcel identifier (PID) of the property, the names and addresses of the chargor and chargee, the principal amount or type of interest being registered, and execution by the chargor under the Land Title Act, RSBC 1996, c. 250. Additional details such as interest rates, payment terms, and priority agreements may also be included depending on the nature of the charge. Verify all required fields and supporting documentation with a BC lawyer or notary before filing.

Yes. Once a Form C is registered on title under the Land Title Act, RSBC 1996, c. 250, it appears on all subsequent title searches and affects the priority of interests registered against the property. Prospective purchasers, lenders, and other parties conducting due diligence will see the registered charge. Verify the priority and implications of any registered charge with a BC lawyer or notary before entering into a transaction.

Yes. A Form C can be used to register a transfer of charge, which transfers an existing registered mortgage or charge from one chargee (lender) to another under the Land Title Act, RSBC 1996, c. 250. The form must be executed by the transferor (original lender) and filed electronically through the LTSA. Verify the specific requirements and any consent provisions in the original charge with a BC lawyer or notary before proceeding.

Priority agreements are contracts between two or more charge holders that modify the default priority order of their registered interests on title, as permitted under the Land Title Act, RSBC 1996, c. 250. A Form C can be used to register a priority agreement, ensuring that the agreed priority is recorded and enforceable against third parties. Verify the drafting and registration requirements for priority agreements with a BC lawyer or notary before filing.

The Land Title and Survey Authority charges fees for registration of a Form C under the Land Title Act, RSBC 1996, c. 250, and the applicable fee schedule published by the LTSA (as of 2026-07-27 — verify current). Fees vary depending on the type of charge, whether it is a new registration, transfer, modification, or discharge, and the property value in some cases. Verify current LTSA fees at www.ltsa.ca or with a BC lawyer or notary before filing.

Yes. A registered Form C charge can be modified using a further Form C to amend terms (such as principal amount, interest rate, or maturity date) or discharged using a Form E (Discharge of Charge) under the Land Title Act, RSBC 1996, c. 250. Both modifications and discharges must be executed by the chargee and filed electronically through the LTSA. Verify the correct form and execution requirements for your amendment or discharge with a BC lawyer or notary before proceeding.