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Government & Tax

Capital Gains Tax (Real Estate)

Capital gains tax applies when a property is sold for more than its adjusted cost base (purchase price plus eligible expenses). A principal residence is generally exempt under the principal-residence exemption. Investment properties, second homes, recreational properties, and properties owned for fewer than 365 days (subject to the BC Home Flipping Tax and the federal anti-flipping rule) are taxable. The 50% capital gains inclusion rate remains in effect: on March 21, 2025, the federal government cancelled the previously proposed increase to a 66.67% inclusion rate on gains over $250,000 — there is no 66.67% rate. The Lifetime Capital Gains Exemption (LCGE) increase to $1.25 million did proceed effective June 25, 2024 (LCGE applies to qualified small-business-corporation shares and qualified farm/fishing property; it does not apply to personal real estate).

Authoritative Sources

Verify the specific statutory language, thresholds, deadlines and current guidance directly with the governing authority:

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Doug LeMaire, REALTOR®
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Doug LeMaire, REALTOR®
EZtoFind.ca · Fraser Property Management Realty Services Ltd.